:TYPE:MC:1:0:C
:TITLE:Question TF #1
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>The goal of managed care is to provide good care while practicing efficiency and controlling costs.</div>
:LAYOUT:vertical
:ANSWER1:100:H
True
:REASON1:H
Correct.
:ANSWER2:0:H
False
:REASON2:H
Incorrect.
:FEEDBACK
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>It is critical to provide good care and still control costs.</div>
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question TF #2
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Insurance companies can legally refuse to pay for certain services if they are not preauthorized.</div>
:LAYOUT:vertical
:ANSWER1:100:H
True
:REASON1:H
Correct.
:ANSWER2:0:H
False
:REASON2:H
Incorrect.
:FEEDBACK
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>The terms of the insurance must be followed to receive reimbursement.</div>
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question TF #3
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Medicare will pay for all medications that are prescribed by the patient&#8217;s primary physician.</div>
:LAYOUT:vertical
:ANSWER1:0:H
True
:REASON1:H
Incorrect.
:ANSWER2:100:H
False
:REASON2:H
Correct.
:FEEDBACK
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Medicare does not pay 100 percent of the costs of medications; how much they do pay, if anything, is also based on whether the patient is in the hospital, home, or other facility.</div>
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question TF #4
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Poor work habits, such as arriving late, can contribute to an increase in malpractice lawsuits filed by patients.</div>
:LAYOUT:vertical
:ANSWER1:100:H
True
:REASON1:H
Correct.
:ANSWER2:0:H
False
:REASON2:H
Incorrect.
:FEEDBACK
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Poor work habits affect both the patients and the other health care workers negatively. Patients who perceive they are receiving care from uncaring or unprofessional staff are more likely to sue.</div>
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #1
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>The fee-for-service method of determining medical costs means that&#058;</div>
:LAYOUT:vertical
:ANSWER1:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>insurance companies pay a fixed amount for medical services</span>
:REASON1:T
Fee-for-service is determined by the physician, not the insurance company.
:ANSWER2:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>physicians set their own prices for services</span>
:REASON2:T
Correct.
:ANSWER3:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>the government helps pay for services</span>
:REASON3:T
Fee-for-service does not apply to government services.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>patients must pay a certain percentage of the fee</span>
:REASON4:T
Paying a certain percentage of the fee is a copay and not restricted to fee-for-service.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #2
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Why is it argued that the fee-for-service method of determining medical expenses/costs has contributed to rising health care costs?</div>
:LAYOUT:vertical
:ANSWER1:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>It rewards health care providers who prescribe the most services.</span>
:REASON1:T
Correct.
:ANSWER2:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Insurance companies must pay the full amount of services provided.</span>
:REASON2:T
The terms of the insurance contract would determine the amount they paid.
:ANSWER3:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>The practice of preventive health care is discouraged.</span>
:REASON3:T
Preventive health care is not the determining factor.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Too many people use health care services.</span>
:REASON4:T
Too many people using health care services is not the determining factor.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #3
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>How does a prepaid health plan encourage efficiency in the provision of health care services?</div>
:LAYOUT:vertical
:ANSWER1:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Preventive care is emphasized.</span>
:REASON1:T
Preventive care is not emphasized in prepaid health plans.
:ANSWER2:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Health care providers can make higher profits.</span>
:REASON2:T
Prepaid health plans do not encourage efficiency by offering higher profits.
:ANSWER3:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>The cost of individual services are set in advance.</span>
:REASON3:T
Prepaid plans do not set costs of individual services.
:ANSWER4:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>It discourages the use of unnecessary tests and treatments.</span>
:REASON4:T
Correct.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #4
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>A health maintenance organization (HMO) is composed of health care providers who&#058;</div>
:LAYOUT:vertical
:ANSWER1:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>contract with large groups to provide care on a fee-for-service basis</span>
:REASON1:T
An HMO does not offer a fee-for-service.
:ANSWER2:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>offer benefits for the employees of large companies</span>
:REASON2:T
HMOs are not restricted to larger companies.
:ANSWER3:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>offer a predetermined medical care benefit package</span>
:REASON3:T
Correct.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>offer services to elderly and low income patients</span>
:REASON4:T
HMOs are not restricted to the elderly and low income patients.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #5
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>When a physician is paid a set amount for each person covered by an insurance plan, regardless of how many services each person requires, this is called&#058;</div>
:LAYOUT:vertical
:ANSWER1:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>capitation</span>
:REASON1:T
Correct.
:ANSWER2:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Co-pay</span>
:REASON2:T
Co-pay is the amount the patient pays for each service.
:ANSWER3:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>fee-for-service</span>
:REASON3:T
Fee-for-service is not based on a set amount per person.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>negotiated fee</span>
:REASON4:T
Negotiated fee means that preagreed-upon amounts are negotiated between health care providers and insurance companies, to pay for specific services.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #6
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>If a person has a preexisting health problem, this often means that he or she&#058;</div>
:LAYOUT:vertical
:ANSWER1:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>must join a health maintenance organization</span>
:REASON1:T
Someone with preexisting health problems is not required to join a HMO.
:ANSWER2:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>has difficulty purchasing health insurance</span>
:REASON2:T
Correct.
:ANSWER3:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>qualifies for Medicare</span>
:REASON3:T
Age and disability determine qualifications for Medicare.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>pays a high co-pay for office visits</span>
:REASON4:T
Someone with preexisting health problems is not required to pay a higher co-pay than other members with the same insurance plan.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #7
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>What is meant by &#8220;spreading the risk&#8221; among enrollees in a health insurance plan?</div>
:LAYOUT:vertical
:ANSWER1:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Physicians may only charge predetermined amounts for services.</span>
:REASON1:T
Spreading the risk pertains to the fact that some members will use a lot of services and some will not.
:ANSWER2:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Only groups who work for large companies are covered.</span>
:REASON2:T
Spreading the risk pertains to the fact that some members will use a lot of services and some will not.
:ANSWER3:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Some enrollees never use the services.</span>
:REASON3:T
Correct.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Only certain services are paid for.</span>
:REASON4:T
Spreading the risk pertains to the fact that some members will use a lot of services and some will not.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #8
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>How do physicians who are primary care providers contribute to the control of health care costs?</div>
:LAYOUT:vertical
:ANSWER1:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>eliminate the need for expensive specialists</span>
:REASON1:T
Specialists are still needed.
:ANSWER2:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>evaluate and coordinate the health care needs of patients</span>
:REASON2:T
Correct.
:ANSWER3:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>provide all services in one facility</span>
:REASON3:T
All services are rarely if ever found in one facility.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>agree to charge only predetermined amounts</span>
:REASON4:T
The predetermined amounts are usually determined by the insurance company.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #9
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Which of the following conditions may qualify an individual for insurance coverage through Medicare?</div>
:LAYOUT:vertical
:ANSWER1:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>very low income</span>
:REASON1:T
Medicaid is for very low incomes.
:ANSWER2:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>severe disability</span>
:REASON2:T
Correct.
:ANSWER3:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>age 60</span>
:REASON3:T
Medicare starts at age 65.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>veteran status</span>
:REASON4:T
Veterans do not automatically qualify for Medicare.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #10
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>If an insurance plan is based on negotiated fees with health care providers, this means that the providers&#058;</div>
:LAYOUT:vertical
:ANSWER1:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>agree in advance to accept set fees for specific services</span>
:REASON1:T
Correct.
:ANSWER2:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>will not refer patients to specialists without preauthorization</span>
:REASON2:T
Referral to specialists is not restricted.
:ANSWER3:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>cannot charge patients a co-pay</span>
:REASON3:T
An insurance plan based on negotiated fees does not exclude the option of co-pays.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>get authorization from the insurance company before giving treatment</span>
:REASON4:T
An insurance plan based on negotiated fees does not require preauthorization before giving any and every treatment.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #11
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>How do diagnostic related groups (DRGs) help control Medicare costs?</div>
:LAYOUT:vertical
:ANSWER1:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>assist physicians to make more accurate diagnoses</span>
:REASON1:T
DRGs do not assist in accuracy of diagnoses.
:ANSWER2:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>simplify administrative expenses</span>
:REASON2:T
DRGs do not simplify administrative expenses.
:ANSWER3:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>limit the coverage available to patients who have preexisting conditions</span>
:REASON3:T
DRGs do not limit coverage on preexisting conditions.
:ANSWER4:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>limit reimbursements to hospitals to amounts based on expected rather than actual costs of treatment</span>
:REASON4:T
Correct.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #12
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Which of the following is a result of the development of diagnostic related groups (DRGs)?</div>
:LAYOUT:vertical
:ANSWER1:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>expanded services for Medicare patients</span>
:REASON1:T
DRGs did not expand services.
:ANSWER2:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>longer hospital stays for many illnesses and conditions</span>
:REASON2:T
Hospital stays were actually shortened.
:ANSWER3:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>increased demand for home health services</span>
:REASON3:T
Correct.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>advances in medical research</span>
:REASON4:T
DRGs are not designed to advance medical research.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #13
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Why is it a good business practice to keep accounts receivable as low as possible?</div>
:LAYOUT:vertical
:ANSWER1:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>complies with government regulations</span>
:REASON1:T
Government does not regulate this policy.
:ANSWER2:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>decreases expensive paperwork</span>
:REASON2:T
The amount of paperwork is not the determining factor.
:ANSWER3:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>can use the money to earn interest or pay debts</span>
:REASON3:T
Correct.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>provides better service to patients</span>
:REASON4:T
A low accounts receivable does not impact service to patients.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #14
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Which category of expenses is often the highest for a health care organization?</div>
:LAYOUT:vertical
:ANSWER1:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>facility</span>
:REASON1:T
Facilities can be costly, but they are not the highest expense.
:ANSWER2:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>personnel</span>
:REASON2:T
Correct.
:ANSWER3:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>equipment and supplies</span>
:REASON3:T
Equipment and supplies can be costly, but they are not the highest expense.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>financing</span>
:REASON4:T
The amount of financing carried can be costly, but it is not the highest expense.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #15
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>What is the most serious consequence for a facility if treatments administered to patients are frequently reported and coded incorrectly?</div>
:LAYOUT:vertical
:ANSWER1:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>accusations of fraud</span>
:REASON1:T
Correct.
:ANSWER2:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>lower profits than expected</span>
:REASON2:T
Lower profits may occur, but they are not the most serious consequence.
:ANSWER3:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>failure to obtain reimbursement from insurance companies</span>
:REASON3:T
Failure to obtain reimbursement may occur, but it is not the most serious consequence.
:ANSWER4:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>low staff efficiency</span>
:REASON4:T
Low staff efficiency may occur, but it is not the most serious consequence.
:CAT:Mitchell_Examviewch22

:TYPE:MC:1:0:C
:TITLE:Question MC #16
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>If health care workers are cross-trained, this means that they&#058;</div>
:LAYOUT:vertical
:ANSWER1:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>have more than one college degree</span>
:REASON1:T
Cross-training does not refer to college degrees.
:ANSWER2:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>are qualified to work in more than one type of health care facility</span>
:REASON2:T
Cross-training does not refer to working in more than one type of health care facility.
:ANSWER3:0:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>can work without direct supervision</span>
:REASON3:T
Cross-training does not eliminate the need for direct supervision.
:ANSWER4:100:H
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>have learned to perform duties in addition to those expected of those with their job title</span>
:REASON4:T
Correct.
:CAT:Mitchell_Examviewch22

:TYPE:M:long:long:E:1
:TITLE:Question MA #1-8
:QUESTION:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'><i>Match each term with the correct definition below</i>.</div>
:L1
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Money that has not been collected or is owed for services rendered</span>
:R1
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Accounts receivable</span>
:L2
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Federal act that includes requirements for nursing and geriatric aides</span>
:R2
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>OBRA</span>
:L3
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>That which is most important</span>
:R3
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Priority</span>
:L4
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Group of health care providers who offer medical care benefit packages</span>
:R4
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Preferred provider organization</span>
:L5
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Assignment of standardized numbers to diagnoses and procedures</span>
:R5
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Coding</span>
:L6
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Amount that patients who are covered by insurance must pay themselves for health care services</span>
:R6
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Co-pay</span>
:L7
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>State-administered program to help pay costs of health care for low income and disabled individuals</span>
:R7
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Medicaid</span>
:L8
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Amount a customer pays an insurance company in exchange for coverage of certain health care expenses</span>
:R8
<span style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Premium</span>
:CAT:Mitchell_Examviewch22

:TYPE:P
:TITLE:Question SA #1
:QUESTION:H:60:5
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>List three goals of managed care.</div>
:ANSWER:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Provide affordable health care, ensure high quality care, discourage unnecessary costs, eliminate duplication of procedures, earn a profit</div>
:CAT:Mitchell_Examviewch22

:TYPE:P
:TITLE:Question SA #2
:QUESTION:H:60:5
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Give at least one argument in favor of and at least one argument against the practice of prepayment for covering health care services.</div>
:ANSWER:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>In favor&#058; increases efficiency, discourages unnecessary services and expensive drugs<br>Against&#058; patients do not receive necessary services, quality sacrificed to increase profits</div>
:CAT:Mitchell_Examviewch22

:TYPE:P
:TITLE:Question ES #1
:QUESTION:H:60:5
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>You are a respiratory therapist in a large inner city hospital. Describe ways that you can help the facility control costs. Include examples of ways to improve personal efficiency.</div>
:ANSWER:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Work efficiently, be on time, never waste or steal supplies, manage time well, set priorities, be responsible for your actions, meet personal needs, communicate clearly and honestly <br>(<i>Answers can include many more.</i>)</div>
:CAT:Mitchell_Examviewch22

:TYPE:P
:TITLE:Question ES #2
:QUESTION:H:60:5
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Discuss the following statement&#058; &#8220;One of the problems with health care insurance today is that some of the people who most need it cannot afford it or cannot qualify for it.&#8221; What has led to this problem? What are some ways that it might be resolved?</div>
:ANSWER:H
<div style='font-size:12pt; font-family:"Times New Roman"; color:#000000;'>Factors that have led to problem&#058; high costs of health care (advances in equipment and procedures, malpractice insurance) beyond reach of people who are unemployed or underemployed; exclusion from coverage of people with preexisting health conditions; increase in for-profit insurance companies and health organizations that must consider profits when determining who and what to cover.<br>Suggestions for resolution&#058;<br>(<i>Answers will vary and may include national health insurance, government-controlled health care providers, patient&#8217;s bill of rights.</i>)</div>
:CAT:Mitchell_Examviewch22

